Phone: +44 (0)20 8943 5333 or click here to email Veronique
MOTORBOAT INSURANCE
- Up to 30% No claim discount
- 3m liability limit
- Cover for hull, machinery and equipment
- £1000 personal belongings cover
- Medical costs and personal accident cover
Get Small boat Insurance for Motorboats and Weekenders whilst cruising on the Inland Waterways and Coastal Waters of the UK. It’s a fun and sociable way to spend time afloat whilst exploring Britain. If you enjoy the prospect of leaving a marina along the South Coast after breakfast and arriving in a scenic English bay for a fabulous picnic lunch, then motor cruising could be for you.
You won’t usually need to have a survey on a motorboat unless the boat is over 40 years old and typically once the boat is on cover there is no further need for a survey.
When you buy your boat it’s important to take out motorboat insurance from when you put down a deposit on the motorboat as you will now have an insurable interest in the boat. Indeed one of the fundamental principles of insurance is that there should be an insurable interest for a policy to be legally valid.
If you intend to obtain a Marine Mortgage to finance your boat then lenders will usually require the insurance to note them as an interested party to the policy.
The most often asked question from motor-boat owners is whether the boat can be used by another person and still be covered on the policy. Essentially the motorboat can be used by any other competent person as long as no money changes hands and always with the permission of the boat owner of course.
Your policy will automatically cover the underwater machinery of the boat without necessarily increasing the policy excess and your personal belongings can be included up to £1,000 automatically for peace of mind and enjoyable cruising.
